Does Credit Counseling 'Work'?
Credit Counseling Success Depends on YOU: Given that 70% of credit reports have errors, you may be surprised how hard it can be to correct just one item! If you have found this blog, chances are you have an issue that is not going away fast. It is generally true that it takes more time to rebuild your credit than the time it took to create the problem. Ah, hindsight! USA consumers have a right to correct and dispute items on their credit reports. You also have a right to receive Housing Counseling. The Consumer Financial Protection Bureau (CFPB) offers a wealth of up to date advice on their site on how to build good credit and find an independent HUD counselor in your area who can advise you for little or no cost. It's a great starting point on your journey to better understanding of your finances. Check out the CFPB: http://ww.consumerfinance.gov Alternatively if you Google "how to improve my credit score" you will be inundated with information. But th