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Showing posts from April, 2007

Stop Unwanted Credit Offers--OPT OUT!

"Soft Hits" to your FICO score at the Bureau level add up...here's a quick way to end the junk mail and save your shredder! Did you know all those "Pre Approved" credit card offers you get in the mail are actually hurting your FICO score? Of course the disclaimers suggest this is not the case...however my lenders beg to differ. We have seen examples of real live human beings who experienced an improvement in their FICO scores after using this simple method of 'Opting Out'. By the way, when you open any credit or bank account, you should be offered this option but it's not actually something every banker remembers to do. So, to end the weekly mail deluge and OPT OUT of unwanted credit offers. Click this link: www.optoutprescreen.com . You can choose to opt IN if you want these offers, opt out for 5 years or opt out forever. By removing your name from these lists you are eliminating ‘soft hits’ to your file….which do add up and lower your credit s...